Budget Keeper Blog

Byron Gehrig
My first month of budgeting was a disaster, what do I do now?!

My first month of budgeting was a disaster, what do I do now?!

Even if Month #1 was a budgeting disaster, big deal!  We'll learn to admit defeat, discuss how we can learn from it, tweak your budget, and roll with the punches for round two! So, get ready to arm yourself with the information you need to give your budget a fighting chance in Month #2!

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Byron Gehrig
Pros and Cons of the Cash Envelope System

Pros and Cons of the Cash Envelope System

THE PROS AND CONS OF THE ENVELOPE BUDGETING METHOD So, you've been trying to put together a monthly budget using various websites, apps, or even spreadsheets. You've also probably been trying to be diligent in tracking every expense and all your income too. Yet, month after month - you get ‘less-than-ideal’ results - Where is all the money going?! Why’s this credit card bill so big?! Seriously?! If you’re anything like me… you’re asking What did I even buy? The good news is… if you’ve already created a budget, you’ve already taken the most difficult step! The real problem you're...

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Byron Gehrig
Can Eating Out Be Keeping You Poor? [VIDEO]

Can Eating Out Be Keeping You Poor? [VIDEO]

Fellow Budget Keepers, I found this video on YouTube that does a great job of explaining the benefits of keeping a close eye on your discretionary spending. The temptation to skip all the work and clean up of a home-cooked meal is real – but going out to eat, even fast food, can add up fast! Keeping a cash envelope for “Dining Out” can really help you see just how fast you spend it. Let us know in the comments below if you benefited from this video.

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Byron Gehrig
12 Tips to Jump-Start your Cash Envelope Budget

12 Tips to Jump-Start your Cash Envelope Budget

Jump right in with these 12 Practical Tips to set you up for success with your cash envelopes.  It's practical advice and simple solutions that we have adopted over the years.  The flexibility of the cash envelope method allows you to quickly find out what works (and what doesn't) for your own financial situation, and lets you create a budget system that you can actually understand and stick with!  

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